Everything in one net-worth view
Bring together Indian stocks, ETFs, mutual funds, fixed income, gold, cash, property and liabilities.
Track stocks, mutual funds, gold, fixed deposits, property and liabilities without handing your financial life to another account.
Worth brings the essentials together without turning your portfolio into a trading screen.
Bring together Indian stocks, ETFs, mutual funds, fixed income, gold, cash, property and liabilities.
See dated stock, ETF, mutual-fund NAV and supported physical-gold reference values—not “live” hype.
Import supported holdings statements locally. Worth does not ask for your broker password or trading access.
Build genuine on-device net-worth history over time and keep freshness gaps visible.
Export and restore an encrypted local .expz backup. You choose where it goes and when it is deleted.
Worth has no Expenzey account, advertising or analytics. Assets, liabilities, saved amounts, notes and personal history are stored locally on your device.
Read the privacy policy →No portfolio uploadYour quantities, balances, notes and net-worth totals are not sent to Expenzey servers.
Minimal lookupsPublic instrument identifiers may be sent to retrieve market references and optional logos.
Delete locallyRemove individual records or reset all local app data from Settings.
Record holdings manually or import a supported statement.
Worth shows when a reference value is fresh, stale or unavailable.
Your genuine net-worth trend builds locally as you use the app.
Effective 30 August 2026 · Expenzey Worth for Android
Your portfolio amounts, liabilities, notes and personal history are stored locally on your device. Worth has no Expenzey account, advertising or analytics. Limited public instrument identifiers are sent only when the app retrieves market references or optional logos.
Expenzey (“we”, “us” or “our”) publishes Expenzey Worth, a personal wealth-tracking application for Android. Questions about this policy can be sent to support@expenzey.com.
The app may store the following information in its local application storage:
Expenzey Worth does not provide an Expenzey user account and does not upload your saved quantities, balances, notes, portfolio totals or backup files to an Expenzey account. Please do not enter passwords, PINs, PAN, Aadhaar, full bank-account numbers, payment-card numbers or broker credentials in names or notes.
The app may request dated stock, ETF, mutual-fund NAV and supported physical-gold reference data through Expenzey-operated Supabase functions. A request can contain a public identifier such as an ISIN, exchange ticker, mutual-fund scheme code or supported gold purity, together with normal network information such as IP address, user agent and request time. It does not contain your quantity, invested amount, portfolio value, notes, folio number or liability information.
Supabase infrastructure may process these requests in locations outside your country under its applicable privacy and security terms. Public market-data snapshots and archives are not user portfolio records and are shared across app users.
When the app displays an optional stock, ETF or mutual-fund logo, it may request that image from Logo.dev. The request can contain an ISIN, ticker or the public domain of a mutual-fund company. Logo.dev also receives ordinary request information such as IP address, user agent, time and the queried identifier. No quantity, value, note or liability information is sent. Logo.dev handles this information under its privacy policy. When a logo cannot be retrieved, the app uses local initials instead.
Holdings files you choose are parsed on your device. Worth is designed to retain relevant holding data and avoid persisting unrelated sensitive statement fields. You can export a complete encrypted .expz backup. New backups use AES-256-GCM with a portable key built into the app, allowing the same app to restore them on another device without a password. This prevents casual inspection, but the built-in key is not a secret known only to you. If you share a backup with a drive, messaging app or another destination, that service handles the file under its own terms. Store backups somewhere trusted and delete copies you no longer need.
If you enable notifications, the app evaluates your locally stored portfolio and schedules low-frequency notifications on your device. Expenzey does not operate a push-notification profile for Worth. If you enable fingerprint lock, Android performs biometric authentication; Worth receives only the authentication result and does not receive or store biometric data.
The current app does not contain advertising, behavioral analytics or remote crash-reporting services. Expenzey does not sell your personal information. If these practices change, this policy and the app's Google Play Data Safety declaration will be updated before release of the changed behavior.
Network requests use HTTPS. Local app data relies on Android's application sandbox and your device security. Fingerprint lock is an optional additional gate, not encryption. No system is perfectly secure. Exported .expz backups are encrypted for portability with a key built into the app, rather than a password or other secret known only to you; keep copies in a trusted location.
Local records remain on your device until you edit or delete them, reset all local data from Settings, clear the app's storage or uninstall the app. Resetting local data removes the app's local assets, liabilities, histories, preferences and notification state. Expenzey cannot delete backup copies after you export or share them; delete those copies at their destination. Because Worth has no user account or user-portfolio server copy, there is no server account to close.
Expenzey Worth is a personal financial record-keeping tool intended for adults and is not directed to children under 13. We do not knowingly seek personal information from children.
Worth is not a broker, trading platform or financial adviser. Market references may be delayed, incomplete, stale or unavailable. Values and calculations are informational estimates and should not be the sole basis for a financial decision.
We may update this policy to reflect changes to the app, providers or legal requirements. The effective date above identifies the latest version. For privacy questions or deletion guidance, contact support@expenzey.com.
Effective 30 August 2026 · Expenzey Worth for Android
Worth is a personal record-keeping tool. It does not execute trades, hold money, connect to your broker account or provide financial, investment, tax or legal advice.
These Terms & Conditions (“Terms”) govern your use of the Expenzey Worth Android application and its related website (together, “Worth”). By installing or using Worth, you agree to these Terms and our Privacy Policy. If you do not agree, do not use Worth.
You must be legally capable of agreeing to these Terms. Worth is licensed for your personal, non-commercial portfolio record keeping. You may not misuse the app, interfere with its operation, attempt unauthorized access to services, or use automated means to overwhelm its market-data or logo providers.
Worth helps you record assets and liabilities, view estimated allocation and net worth, import supported holdings statements, retrieve certain dated public market references, build local history and export local backups. Features, supported instruments and data sources may change as the app evolves.
Worth is not a broker, exchange, bank, lender, custodian, portfolio manager, research service or financial adviser. It cannot place or settle orders, transfer money, access your demat or bank account, guarantee returns, recommend an investment or determine your tax liability. Nothing in Worth is an offer, solicitation or recommendation to buy, sell or hold any asset.
Prices, NAVs, gold references, charts, gains, allocations and net-worth figures are for informational record keeping. Data may be delayed, stale, incomplete, unavailable, adjusted differently from your broker, or affected by incorrect quantities and cost information. You are responsible for checking important figures against authoritative statements before making a decision. Past performance does not guarantee future results.
You are responsible for the accuracy and legality of information you enter or import, for protecting your device, and for keeping your own backups. Do not store passwords, PINs, PAN, Aadhaar, complete payment-card or bank-account numbers, broker credentials or unlawful content in free-text fields. You are responsible for deleting exported backup files from destinations you control.
Worth may use third parties to deliver public market references, infrastructure and optional logos. Third-party availability, accuracy and terms are outside our control. A provider may change, restrict or discontinue access, and Worth may disable an affected feature rather than present misleading data. Third-party names and logos belong to their respective owners and do not imply endorsement.
Expenzey and its licensors retain rights in Worth, including its software, design, copy and branding. Subject to these Terms, we grant you a limited, revocable, non-exclusive, non-transferable licence to install and use the app for personal purposes. These Terms do not transfer ownership of Worth or third-party data, trademarks or logos to you.
We may update, add, remove, suspend or discontinue features to improve safety, comply with law, respond to provider restrictions or maintain the service. We do not promise uninterrupted or error-free availability. Keep a current backup before installing updates or resetting the app.
To the extent permitted by law, Worth is provided “as is” and “as available”, without warranties of merchantability, fitness for a particular purpose, accuracy, availability or non-infringement. Nothing in these Terms excludes rights or warranties that cannot legally be excluded.
To the extent permitted by law, Expenzey will not be liable for indirect, incidental, special or consequential loss, loss of profit, investment loss, loss of opportunity, or loss arising from inaccurate data, unavailable providers, device failure or an exported backup stored in an untrusted destination. Any liability that cannot legally be excluded remains limited only to the extent the law permits.
You may stop using Worth at any time. You can delete individual records, use Delete all local data in Settings, clear Android app storage or uninstall the app. Sections that by their nature should continue—including ownership, disclaimers and limitations—survive the end of use.
These Terms are governed by the laws of India, without limiting any mandatory consumer rights available to you. Courts with jurisdiction over Expenzey's registered place of business will have jurisdiction, subject to applicable law.
We may update these Terms. The effective date above identifies the latest version. Continued use after an update means you accept the revised Terms where permitted by law. Questions can be sent to support@expenzey.com.